Americans repeatedly call the high cost of health care their number one financial concern. The Never Pay Pathway shows how to get a fair deal on health care – by avoiding unreasonable prices, unnecessary treatment, and how to fight back, if necessary. We want to roll this knowledge out to every working American and employer-sponsored health plan, so consumers and employers can work together to overcome unbearable health care costs. If you’re an employer or a health benefits broker/advisor and this sounds good to you, reach out to us at NeverPay@marshallallen.com.

The Never Pay Pathway includes 16 videos, averaging about 5 minutes in length. The videos show: Why the high cost of health care for working Americans is unjustified – and what we can do about it. How to analyze medical bills for errors and unfair prices. How to look up reasonable prices for medical care and compare them to what you’ve been charged. How to contest inaccurate and overpriced medical bills - including how to protect yourself in small claims court, if necessary. How paying cash can be a less expensive route than using your health insurance. How to find the best prices for medical care and prescription drugs. How to avoid unnecessary tests and treatment. How to apply for financial assistance at hospitals. How to negotiate with medical debt collectors. How to win appeals with insurance companies when they deny you the care you need.

Oh yeah! These principles and tactics are saving consumers hundreds, thousands – even tens of thousands of dollars on health care interactions. They are based on Marshall’s book, “Never Pay the First Bill: And Other Ways to Fight the Health Care System and Win.” Read the Amazon reviews to see consumer Victory Stories. For more Victory Stories, check out Marshall’s free newsletter. See how a mom in California beat back an overpriced hospital bill, how a young mom with cancer won an insurance company appeal, and how many others are using these methods to save big money on health care.

Absolutely! Marshall, AHA’s founder, is an investigative journalist who has interviewed hundreds of patients from different backgrounds. He knows they are smart and motivated. But most have never been shown how to avoid the financial perils of our backwards health care system and stand up for themselves. The Never Pay Pathway empowers consumers with a road map.

Definitely! Please tell us how you saved money on health care! These stories are inspiring and informative, and we want to share as many of them as possible.

The Never Pay Pathway smartphone app and online coaching programs are in development. More health literacy videos will also be added to the curriculum. Do you have a topic you want us to cover? Please let us know.

Please check your junk mail or spam folder. Sometimes the initial emails containing a welcome message and your login credentials get caught up in spam filters. Still can't find it? Our apologies! Please reach out to us at NeverPay@marshallallen.com.

Each subscription is linked to a single user and provides unlimited access to The Never Pay Pathway videos for one year. Anyone who needs up to 99 subscriptions (for 99 users) is able to purchase through the website. If someone needs 100 or more, there's a button that's directed to a form asking a few questions to help guide our next conversation. In any event that someone needs more than one subscription, our team will be notified through our platform. Next Steps: Our team connects with you to set up your users We'll ask for the names and email addresses of your intended users to be input in a CSV file (see the attached CSV file template) Our team uploads the email addresses and provides each individual with their login credentials via email Hope that makes sense. Please let me know if you have any other questions! Connect with our customer support team at NeverPay@marshallallen.com. We look forward to assisting you.